Personal Banking
House is when one’s heart is
PICTURE THE OPTIONS
We could help fund your eyesight and turn any homely household to the house of one’s goals.
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| RATE OF INTEREST | OPTIMUM LOAN AMOUNT | OPTIMUM LOAN TO VALUE | OPTIMUM TERM | |
|---|---|---|---|---|
| TRADITIONAL MORTGAGE LEARN CONSIDERABLY |
$510,400 | 97% | 30 years | |
| JUMBO LOAN LEARN MORE |
|
$3,000,000 | 85percent | 30 years |
| PORTFOLIO LOAN LEARN MORE |
$2,000,000 | 90% | three http://autotitleloanstore.com/ decades |
All home mortgages are susceptible to credit approval and home assessment.
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| INTEREST RATE | MAXIMUM LOAN AMOUNT | MAXIMUM LOAN TO VALUE | MAXIMUM TERM | |
|---|---|---|---|---|
| FHA LEARN CONSIDERABLY |
|
$510,400 | 96.5% | 30 years |
| VA LEARN MORE |
|
$510,400 | 100% | 30 years |
| USDA LEARN MORE |
Fixed | $510,400 | 100% | 30 years |
| PENNSYLVANIA HOUSING FINANCE AGENCY (PHFA) LOAN learn more |
Fixed | $510,400 | 97% | 30 years |
| HOMEREADY MORTGAGE LEARN MORE |
Fixed | $510,400 | 97% | 30 years |
EMPLOY NOW
All home loans are susceptible to credit approval and home assessment.
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| RATE OF INTEREST | MAXIMUM LOAN AMOUNT | MAXIMUM LOAN TO VALUE | OPTIMUM TERM | |
|---|---|---|---|---|
| PORTFOLIO LOAN LEARN MORE |
Adjustable | $2,000,000 | 90% | three decades |
| RESIDENCE IMPROVEMENT TYPE OF CREDIT LEARN CONSIDERABLY |
Adjustable with fixed-rate option 1 | $350,000 2 | 85% | 25-year 3 |
All home loans are susceptible to credit approval and home assessment.
- Fixed-rate loan option pertains to a house equity credit line with the very least outstanding stability of $5,000 and enables no more than three (3) interest hair through the draw that is 10-year with $100 cost per lock.
- Loan sizes more than $250,000 need Univest to take 1st position that is lien.
- The Annual portion Rate (APR) during the 10-year draw duration is adjustable and on the basis of the Prime Rate published when you look at the Wall Street Journal, plus a margin. The Prime that is current Rate 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The interest that is actual and terms may alter at any time before or after account opening. Following the draw that is 10-year the total amount will transform up to a 15-year fixed-rate principal and interest re re re payment for a price in place in those days.
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| INTEREST RATE | MAXIMUM LOAN AMOUNT | MAXIMUM LOAN TO VALUE | MAXIMUM TERM | |
|---|---|---|---|---|
| CONSTRUCTION-TO-PERMANENT LEARN CONSIDERABLY |
|
$2,000,000 | 90% | 12 months |
| LOT LOAN LEARN MORE |
Fixed | $250,000 | 75percent | 24 months having an amortization that is 15-year |
All home mortgages are at the mercy of credit approval and home assessment.
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| RATE OF INTEREST | MAXIMUM LOAN AMOUNT | OPTIMUM LOAN TO VALUE | OPTIMUM TERM | |
|---|---|---|---|---|
| PORTFOLIO LOAN LEARN MORE |
Adjustable | $2,000,000 | 90% | three decades |
| SWING LOAN LEARN MORE |
Adjustable | $350,000 | 80% | year |
| good deal LOAN LEARN MORE |
Fixed | $250,000 | 75% | a couple of years by having a 15-year amortization |
| Adjustable | $1,000,000 | 95% | three decades |
All home mortgages are at the mercy of credit approval and property assessment.
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| RATE OF INTEREST | OPTIMUM LOAN AMOUNT | MAXIMUM LOAN TO VALUE | OPTIMUM TERM | |
|---|---|---|---|---|
| TERM LOAN APPLY NOW |
Fixed | $350,000 2 | 85% | fifteen years |
| CREDIT LINE APPLY NOW |
adjustable by having an option that is fixed-rate | $350,000 2 | 85% | 25 years 3 |
For a house equity loan or personal credit line.
*New house equity term loans of $25,000 or maybe more and new house equity type of credit applicants that simply simply take an initial draw associated with the smaller of $25,000 or 50percent of the line at closing, will get a credit toward shutting costs and costs centered on qualified loan tiers: • Amounts from $5,000 to $150,000 will get a credit as much as $250 • Amounts from $150,001 to $250,000 will get a credit as much as $525 • quantities from $250,001 to $350,000 will get a credit up to $675
Loan and gives are at the mercy of approval. If closing costs and fees are significantly less than the qualified credit quantity, the particular expenses will likely to be used. The balance of the closing costs and fees will be paid by the loan recipient(s) if closing costs and fees exceed the eligible credit amount. Offer is just legitimate on brand new house equity term line and loan of credit applications. Offer doesn’t connect with refinances on current Univest house equity loans, can not be coupled with any kind of offer and it is susceptible to change without warning.
All applications are at the mercy of approval. Interest levels differ centered on credit rating along with other credit requirements, including loan to value for home-secured loan demands.
- Fixed-rate loan option relates to a house equity personal credit line with the very least outstanding stability of $5,000 and permits no more than three (3) interest hair through the 10-year draw duration having a $100 charge per lock.
- Loan sizes more than $250,000 need Univest to take 1st position that is lien.
- The Annual Percentage Rate (APR) during the 10-year draw period is adjustable and on the basis of the Prime Rate published into the Wall Street Journal, and also a margin. The present Prime speed is 4.75 % at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The interest that is actual and terms may alter at any time before or after account opening. Following the 10-year draw period the total amount will transform to a 15-year fixed-rate principal and interest re payment at a level in place in those days.